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General Practice (NHS)

From April 2019: GPs all-over England will be covered for professional negligence by State Backed Indemnity for General Practice. Wales and Scotland are set to replicate.

State Backed Indemnity will cover GPs in all NHS primary care activity; while the GPs will still need to take out cover for representation in case of a GMC referral, performers’ list action or coroner’s inquests, GPs will no longer have to source their own cover for professional negligence, from traditional defence organisations (MDOs) or private insurance. After the State Backed Indemnity kicks in, DDPU will provide full remaining cover to GPs, without need to be member of MDOs. And all of this for a significantly lower price. In addition, in the GMC, we cover our members for all referrals, unlike the MDOs who do not cover matters of personal conduct.

GP PRINCIPALS:-Professional defence cover in GMC referral and performer’s list action.

GP TRAINEE:- All the below benefits of defence and employment cover including training and careers package.  1,2,3,4,5,6,7,8 & 9 where applicable

SALARIED GP:-Employment and professional defence cover.

GP LOCUM DOCTORS:-Employment and professional defence cover.

GP PARTNERS  Particularly relevant are the benefits mentioned under the item number 9.

List of benefits

  1. Employment Advice and representation in all professional disciplinary matters in employment, before NHS England/CCG or before the GMC
  2. Performers list issues Advice and representation
  3. CEGPR application Advice
  4. Coroner’s Inquests Representation or, in Scotland, Fatal Accident Inquiry
  5. ARCP appeals Advice and Representation for trainees in ARCP appeals
  6. Terms and conditions of service: Advice in issues such as :
    1. Salary progression
    2. Leave entitlement
    3. Removal expenses and Travelling expenses
    4. Contract of employment
  7. Professional issues advice in issues such as:
    1. Confidentiality
    2. Ethical issues
    3. Medico legal practice
    4. Local and national guidelines
  8. Grievance procedure commenced by a member:
    1. Involving a dispute about terms and conditions of employment including remuneration, and
    2. Involving a complaint of bullying, harassment, whistle-blowing or discrimination
  9. Advice and representation in defending a member where work as a medical or dental professional results in-
    1. Prosecution in a court of criminal jurisdiction
    2. Civil action under legislation for unlawful discrimination on the grounds of sex, race, disability, age, religious belief, or political opinion
    3. Civil action being taken against the member under legislation for Health and Safety at Work etc Act 1974 or the serving of a Statutory Notice under Health and Safety legislation
    4. Civil action being taken against the member as a trustee of a pension fund set up for the benefit of employer’s employees, and
    5. Civil action being taken against the member under section 13 of the Data Protection Act 1998 including indemnification against award of compensation under Section 13 of the Data Protection Act 1998 (provided that registration has been approved by the Information Commissioner).